Aftermath Public Adjusters“There are three classes of insurance claims adjusters: staff adjusters (employed by an insurance company or self-insured entity), independent adjusters (independent contractors hired by the insurance company) and Public Adjusters (employed by the policyholder). “Company” or “independent” adjusters can only legally represent the rights of an insurance company.

Outside the United States Adjusters are commonly called (or translated into English as) “insurance loss assessors” (or simply “loss assessors”) and staff adjusters or independent adjusters are called or translated as “insurance loss adjusters” (or simply “loss adjusters”) however, there is a clear distinction between a loss adjuster, who works for an insurance company, and a loss assessor who works for a policy holder.”  (Wikipedia)